TIP #1:
Try to use cash whenever possible. If you can actually see the cash leaving your hand, you will be less likely to let it go for things you don't really want or need.
TIP #2:
It takes self-discipline to know the difference between a need, a want, and a desire. Recognize how each affects your budget. Just because you CAN, doesn't mean you should.
TIP #3:
Coupons
are a great way to save money and stretch your budget. Check out the COUPON RESOURCES page for links to great coupon sites and other money saving websites.
TIP #4:
A great way to get champagne travel on a beer budget is to grab last minute travel deals. Check out the
TRAVEL/ENTERTAINMENT page for some great deals.
TIP #5:
Never go grocery shopping when you are hungry. Always take a list and stick to it! That way you don't end up with items you later wonder why you bought.
TIP #6:
To
save money you need to know where you're spending money. A budget will
track your spending and show you where you can save! You will see your savings begin
to grow the first month you start a budget.
TIP #7
To save money in your entertainment category, plan to see movies in the afternoon. Matinee prices are lower!
TIP #8
Why spend thousands hiring a bank or mortgage modification company when you can do your own mortgage modification for less than $50? For more information go to:
http://www.mortgagemodificationsystem.com/hnolan/
TIP #9
Start transitioning to cash purchases instead of debit and credit card purchases. You need to learn to use cash BEFORE the crash!
TIP #10
Start shopping for holiday meal specials early (in October). You'll save money and spread the extra cost over the next few months.
***If you have a tip that you would like to share, please send it to us using the CONTACT US page.